Excess Valuation Is A Smart Move
Not many travelers are aware that the airlines can provide you with protection for your baggage outside of any travel insurance you might get. This insurance referred to as excess valuation can be purchased through the airline and this would hold them accountable for up to the amount of $3000 should your baggage end up lost or damaged. The U.S. requires the airline to be responsible for this dollar amount, but some airlines will automatically offer an additional $1700 worth of coverage to you.
The airline is normally not likely to offer it to you, so it’s something you would have to ask about when you check in. This is important and would be of great use when you are traveling with expensive clothing like wedding attire for instance or if there are important artifacts you have with you. The airlines do not call this insurance because they arent an insurance company, nevertheless it covers you from damage or loss on your checked bags. Be sure you research this and any other type of insurance, such as adventure travel insurance or backpacking travel insurance.
Be sure to clarify with the airline the coverages it involves as there normally would be loopholes in it. Be aware that not all airlines will offer coverage in the event of damage, but just loss. Most international airlines do have this, but its really most effective to not try and figure it out online. You should check on this with a representative as soon as you are at the airport. Obtaining the information in person in cases like this is going to be important.
Be mindful that the airline will surely undervalue what you have. Take note of what is not included in this policy. They probably won’t cover for things marked as Fragile, business or valuables. So it would not be a good idea to secure any jewelry you aren’t wearing or stashing some cash in your luggage.
